Investing in insurance plans is one of the best ways to secure a healthier, longer, and better life for you and your family.
However, there is still a significant number of Filipinos who are still not protected by insurance plans— mainly due to misinformation surrounding insurance policies.
To help you navigate this journey and guide you through the confusion, an AIA life partner like me is always available to assist you.
Misconception 1: Insurance is expensive
Insurance companies often provide more affordable options for their services to lower the barrier to gaining insurance.
Look into products such as AIA All-In-One that can start as low as PHP 100 per day (subject to the terms, conditions, definitions, exclusions, and limitations found in the policy contract).
Misconception 2: You don’t need insurance if you have savings
Life can hit you with a curveball when you least expect it, which can eventually drain your savings.
You can protect your savings from emergencies with an insurance plan that will support and benefit you over time.
Additionally, there are also insurance plans that act as future savings plans and can help build up your savings.
Misconception 3: You don’t need insurance if you are young and healthy
There are two reasons why you should get insurance as early as now:
- Insurance is cheaper at a younger age, as fees are reduced.
- Emergencies can happen at any age, so having an insurance plan covering you will be beneficial in the long run.
Misconception 4: All insurance plans are the same
Insurance plans can vary greatly, each addressing a specific goal.
Finding the right insurance plans requires a good understanding of what you want to achieve in the future—whether security in health, savings, or more.
Misconception 5: Insurance is hard to understand
It can be complicated, given the number of insurance plan options.
Fortunately, there is an AIA Life Planner like me who can help you through the process of selecting the right insurance plan for you.
Learn more about how a good insurance plan can help you.
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