AIA Med-Assist is a unique insurance plan that offers a variety of features to help individuals cover their medical expenses without worrying about financial burdens.
Here are the features of AIA Med-Assist:
Co-Pay Plan
AIA Med-Assist is a co-pay plan that covers 90% of your in-patient expenses, leaving you to pay only 10% of the total bill.
This arrangement ensures that you won’t have to worry about exorbitant hospital bills and can instead focus on your recovery.
Four Different Packages
AIA Med-Assist comes in four different packages that match your budget, making it more affordable and accessible to everyone.
This feature allows you to choose a plan that suits your financial needs, ensuring that you won’t overspend on a plan that you cannot afford.
Long-Term Payment Scheme
To make premium payments more manageable, AIA Med-Assist offers a long-term payment scheme that allows you to spread out your payments over an extended period.
This feature makes it easier for you to afford the coverage you need without having to worry about paying a lump sum amount upfront.
In-Patient Hospitalization and Medical Expenses Coverage
AIA Med-Assist covers your in-patient hospitalization and medical expenses through the AVEGA health card that comes with the plan.
This feature means that you won’t have to worry about the financial burden of medical emergencies, as AIA Philippines will cover 90% of your medical expenses.
Daily Hospitalization Income
This life insurance plan provides a daily hospitalization income benefit of up to P3,000 for every day you’re confined in a hospital for up to a year.
This is designed to offset any income loss you may experience from being hospitalized, allowing you to focus on your recovery instead of worrying about your finances.
Medical Fund
AIA Med-Assist has an investment fund feature that can help you build your own medical fund in the future.
This ensures that you won’t just be covered for medical emergencies but can also grow a considerable sum of medical savings in the long term.
Life Insurance Coverage
In the unfortunate event of death, AIA Med-Assist will pay out a lump sum cash benefit to your beneficiaries.
This can go as high as 90 times your basic annual payment, helping to ease the financial burden that your loved ones may experience.
Waiver of Premium
This plan also offers a waiver of premium in the event of total and permanent disability.
Meaning, you won’t have to pay your basic annual premiums and special top-up payments anymore, allowing you to focus on more important things like rest and recovery.
AIA Vitality
The plan comes with an exclusive membership to AIA Vitality, a science-backed health platform that encourages a healthier lifestyle.
This program rewards you for every step you take on your fitness journey and helps you live a healthier, longer, and better life to avoid sickness and other medical conditions that require confinement.