Are you ready to secure a Healthier, Longer, Better Life?
In today’s unpredictable world, protecting your loved ones and your future financial stability is essential.
We are excited to introduce the AIA Max Protect plan, a robust, peso-denominated participating ordinary life insurance plan designed to offer comprehensive protection with benefits guaranteed up to age 100.
Watch our video explainer below for a quick look at how AIA Max Protect can serve as the foundation of your family’s financial security:
The Guaranteed Foundation of AIA Max Protect
- Robust Life Coverage: Rest assured that your loved ones will be taken care of, even when the undesirable happens. Your beneficiaries will receive a guaranteed death benefit equal to 200% of your policy’s Face Amount (minus any outstanding loans and interest). This protection lasts up to age 100 of the insured.
- Lump Sum Maturity Benefit: If you live a long life and are still alive at age 100 or when the policy reaches maturity, you will receive a lump sum equal to 200% of your plan’s Face Amount (less any outstanding debt).
- Bonus Potential Dividends: As a Participating plan, your policy has the potential to receive additional funds through non-guaranteed dividends when they are available. You have the option to receive these dividends paid out in cash or leave them with the company to accumulate interest based on prevailing rates.
Maximize Your Coverage with Customizable Riders
To truly personalize your protection for your specific needs, you can choose from a variety of optional riders.
These add-ons offer a more comprehensive package of protection at a minimal additional cost.
Key additional benefits include:
- 10 Critical Illness (10CI): Receive a lump sum benefit upon the diagnosis of any of the 10 listed critical illnesses before age 75. Covered diseases include Cancer, Heart Attack, Stroke, Kidney Failure, Coma, and Terminal Illness.
- Total and Permanent Disability (TPD): This rider provides financial help through a lump sum amount if you become totally and permanently disabled due to injury or disease before age 65.
- Personal Accident (PA): Receive a lump sum in case of an accident. This rider includes an additional 100% benefit if the accident results from being a passenger in public transportation (including ride-sharing apps/TNVS) or is caused by acts of nature such as storms, earthquakes, or floods.
- Hospital Income Benefit (HIB): Recover better knowing you will receive daily compensation for up to 365 days of hospital confinement due to illness or injury.
- Enhanced Waiver of Premium (EWP): This benefit ensures you don’t have to worry about future payments, as it waives all future base and rider premiums (except Medical Benefit premium, if attached) if you suffer from disability or a covered critical illness.
- Medical Benefit (MB): Receive extra financial support to pay for medical expenses incurred during hospitalization.
Starting Your Plan
The AIA Max Protect plan offers flexible payment terms, including 5 years to pay, 10 years to pay, and Pay-to-age 65 variants.
Are you #MaxProtectYourLife today?
Reach out to me below to discuss the best plan variant and set of riders for your unique situation:
