#TiburcioTipidTips : People In Their 30’s And 40’s Fear Growing Old Without Money

personal finance, take charge of your money, how to take charge of your personal finances, argel tiburcio, truly rich club, bo sanchez

From Bo Sanchez, Founder of Truly Rich Club:

People In Their 30’s And 40’s Fear Growing Old Without Money

But The Solution Is So Simple…

Greg is a 63-year old man.

The salt and pepper hair fit him nicely. Makes him look elegant. Greg also wears cool clothes that make him look like a rich gentleman.

But his eyes can’t hide the bone-chilling terror inside.

Yes, Greg has a cushy job.

But he knows he will retire at 65. That is just two years away. And he’s scared. Very scared. Because on that day, he won’t have a monthly paycheck anymore.

“I’m sure you have savings, right?” I asked Greg.

He looked down, shaking his head. “Not more than P200,000 in the bank. I’ve never been very good with the savings bit. I just spent my money. And there were many emergencies along the way. I know I should have saved more. But I didn’t.”

I asked, “But you’ll get a nice retirement package from your company?”

“To pay my debts,” he sighed. “I just borrowed to buy a car last year. And did some house repairs this year. We also travelled as a family last summer, paid for by another loan. So whatever I’ll get from my retirement will erase my debt. But nothing will be left. Absolutely nothing.”

I couldn’t help but groan.

Greg was staring at the perfect storm. A financial calamity that was coming in two years.

I pitied him so much…

My Two Boys Have More Investments Than Greg

My sons, ages 13 and 8, are investors.

It’s never too young to start your investments.

My boys Benedict and Francis each have P400T+ in their Stock Market investments. Benedict would invest money from his odd jobs, and both of them would invest their Christmas cash gifts from Ninangs and Ninongs (godparents).

And let me repeat: Their money is in the Stock Market. Not in the Bank.

Did you know that money in the Bank slowly “evaporates” under the heat of inflation? Your money shrinks over time, just like how water dries up under the heat of the sun. Let me explain: Inflation—or how the purchasing power of your money decreases—is at 4% to 6% a year. The interest you earn in a bank is less then 1% a year. So each year, your money in the bank shrinks by 3% to 5%.

In the Stock Market, if you follow my simple investment method (NOT trading!) which I call Strategic Averaging Method, you’ll grow your money at 12% to 20% a year over time.

You Don’t Have To Make The Mistake Of Greg

Some people think that as you grow older, you’ll have to grow poorer.

It’s not true for everyone.

You don’t have to make the mistake Greg made.

I can help you avoid growing poor by teaching you how to invest. You don’t have to be afraid of growing old. Because you can grow older and richer at the same time.

Thousands of people have already joined my Truly Rich Club, and following my guidance, have started investing in the Stock Market. And they’re very happy.

Truly Rich Club Members who joined me years ago—and who invested in the Stock Market with my guidance—have enjoyed wonderful profits.

That quiet, boring, monotonous investing small amounts of money each month in carefully chosen stocks can build your wealth!

What Will Happen For The Rest Of This Year

Nothing will happen unless you do something about it.

The important thing is that you start investing right now.

I repeat: Don’t be like Greg. You don’t have to be afraid growing old and poor.

Stop postponing! You’re missing out on these earnings. Most importantly, you’re missing out on gaining financial freedom.

Change your financial life this year. Learn how to invest in the Stock Market today.


Join my Truly Rich Club and change your financial future!

To join, click the link below:

YES, I’d like to change my finances this year!


To our success in all areas of life,

Argel Tiburcio, CIS
I’m on Facebookhttp://fb.com/ArgelTiburcio

Image source: http://www.houselogic.com

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When he is not busy watching "The Office", lounging at the beach, or playing 1st person shooting games, Argel consistently invests in the stock market, both local and global. He loves learning through books, training, seminars, and workshops. He also helps Pinoys create, manage, grow, and protect their wealth as a globally-certified Professional Financial Advisor. Get in touch with him by sending an email to contact[at]argeltiburcio.com

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