Protect Your Income. Preserve Your Progress.
Basic health plans can cover your hospital bill, but what covers your living expenses, loans, and family needs while you recover?
Take a 2-minute diagnostic to check your setup.
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ARGEL TIBURCIO, PFA
Professional Financial Adviser (PFA) | AIA Life Planner | MediCard HMO Officer
From Doctor Consults to Income Protection: How Total Security Works
Most professionals think health security is an "either/or" choice. In reality, a resilient financial plan connects three complementary layers so a medical event never drains your bank account and protects your investments.
Layer 1
Frontline Medical & Outpatient Care
✓ Outpatient consultations & lab tests
✓ Emergency & basic hospital admission
✓ Zero cash out for day-to-day healthcare
Layer 2
AIA Major Medical Buffer
✓ Up to 6M in annual medical coverage
✓ Covers ICU, major surgeries & critical care
✓ Picks up immediately where HMO limits stop
Layer 3
AIA Critical Illness Cover
✓ Lump-sum cash payout directly to your bank account
✓ Replaces 1–3 years of income during recovery
✓ Protects daily family bills, obligations, and investments